Not Every Home Fits an HO-3.

That's Where We Come In.

Concorde specializes in insuring owner-occupied, seasonal, rental and vacant homes that do not qualify for or do not require a standard homeowners policy. We'll even consider dwellings with prior losses, unrepaired damage or other underwriting concerns.  We have one of the broadest product offerings, but don't let that overwhelm you! We're happy to discuss a specific account and what option may be the best fit. Simply contact our Personal Lines Team.

Select your state below for a list of the specific carriers and products available. 


Have you tried our Concorde Navigator?
 

This online tool can help you narrow down which
programs may be a fit for your Personal Lines
Property account.  Click Here to Try It!

 

Just the Basics Dwelling - DP-1 with Extended Coverage

Great Lakes Insurance SE

Just the Basics is Anything but Basic!  Quote in peteRATER+ Dwelling   Product Guide (PDF) New Quoting Experience Available 6/1/2023 in peteRATER+! We've streamlined the process of wri…

AMsuite Dwelling Special (DP-3)

American Modern Insurance Group

Protect rental property, vacation homes and vacant property with replacement cost coverage. Customers with rental property and seasonal vacation homes are looking for protection like they have on the…

i-Reli Dwelling (DP-3)

American Reliable Insurance Company

This program offers comprehensive coverage, which means it covers most direct, sudden and accidental physical losses that are not specifically excluded.   *NEW* Dwelling 2.0 Program now avai…

i-Reli Dwelling (DP-2)

American Reliable Insurance Company

This form offers broad form, named peril coverage, which means it covers specific perils named in the policy, subject to policy exclusions and conditions.*NEW* Dwelling 2.0 Program now available in Co…

AMsuite Dwelling Basic (DP-1)

American Modern Insurance Group

Offer up to 10 discounts, plus flexible coverage, to customers who just need the basics. Some homes may not be eligible for full coverage, and sometimes a customer may request just the basics. This pr…

i-Reli Dwelling (DP-1)

American Reliable Insurance Company

This form offers basic, named peril coverage, which means it covers specific perils named in the policy, subject to policy exclusions and conditions.*NEW* Dwelling 2.0 Program now available in Colorad…

peteRATER Vacant Program (Commercial Forms)

Great Lakes Insurance SE

NEW LOWER RATES! This surplus lines program is written on Commercial Basic, Broad or Special forms and can accomodate vacant commercial buildings or residential dwellings. 3, 6 or 12 month terms avail…

Renovation & Builders Risk Options

Great Lakes Insurance SE

Concorde offers Dwelling Under Renovation and Builder's Risk options in our peteRATER Dwelling Program. For high value accounts that may need special consideration, we have additional surplus lines op…

Landlord 10+ Scheduled Dwelling Program - Admitted

American Modern Insurance Group

One Policy, One Renewal Date & One Payment for 10 or More Properties  We've simplified insurance for a property investor's portfolio with one policy, one payment, and one renewal date. T…

Rate Vacant Properties Online with peteRATER!

Various Carriers Available

Concorde provides two options for rating Vacant Dwellings in our comparative peteRATER! peteRATER Vacant Program Our peteRATER Vacant Program allows commercial and residential locations to be rated on…