AU Gold Vacant Package, Property & Land Programs
Vacant Property
What makes vacant properties so unique to protect? Vacant properties are at greater risk for theft, vandalism, fire, lightning, and water damage. Adding to this, when a home becomes vacant, a standard homeowner’s policy may not provide adequate or any coverage to protect against these risks. When finding coverage is challenging, we can help with Package (Property & Liability) or Monoline Property coverage options, with Theft & Vandalism coverage available for:
- Single-Family Homes
- Apartments
- Condominiums
- Commercial Buildings Package
- Mixed-Use Buildings
DP-1 Vacant Also Available in our Dwelling "Just the Basics" Program!
The "Just the Basics" program for residential risks has a broader appetite and multiple EFT Payment Plans available.
Vacant Land
AU Gold will write completely vacant land risks up to 500 acres. Owners of vacant land are exposed to liability risks that can impact their investment and future construction plans. If the vacant land is financed with future development in mind, the lending organization will require the owner to purchase liability insurance. Even if the land is owned outright, liability insurance should also be purchased to protect the owner’s assets from potential claims.