This surplus lines program offers HO-3 coverage with replacement cost coverage on log homes valued $150,000-600,000. 70% personal property and 30% loss of use are included in the basic package. Owner and seasonal occupancies are accepted, which options for occasional rentals.
Available in the Following States
- Arizona
- Colorado
- Idaho
- Iowa
- Minnesota
- Montana
- North Dakota
- Oregon
- South Dakota
- Washington
- Wyoming

