A.M. Best Rating: A+ XV

This surplus lines program offers HO-3 coverage with replacement cost coverage on log homes valued $150,000-600,000. 70% personal property and 30% loss of use are included in the basic package. Owner and seasonal occupancies are accepted, which options for occasional rentals.

Available in the Following States

  • Arizona
  • Colorado
  • Idaho
  • Iowa
  • Minnesota
  • Montana
  • North Dakota
  • Oregon
  • South Dakota
  • Washington
  • Wyoming