Your Customers Like to Work in the Dirt, and So Do We. 

Contractors who do excavation, trenching, grading of land or landscape construction need special coverages to protect them when something unforeseen happens. We can provide the knowledge and experience to ensure your customers are not “digging themselves into a hole” when accidents happen. 

Coverages are available on monoline or package basis.

Liability:

  • General Liability - limits up to $2-3 Million in most states
  • Contractors Professional Liability
  • Bodily Injury and Property Damage
  • Medical Payments Coverage
  • Additional Insureds / Interests
  • Personal and Advertising Injury
  • Broad Contractural Liability
  • Per Project Aggregate
  • Limited Pollution
  • Collapse and Underground Coverage
Excess Umbrella - limits up to $25 million
 

Property: 

  • Building
  • Business Personal Property
  • Business Income
  • Basic, Broad, or Special Form
  • Replacement Cost or Actual Cash Value
  • Accounts Receivable
  • Computer Equipment
  • Contractor’s Equipment / Inland Marine
  • Equipment Breakdown
  • Outside Signs
  • Valuable Papers

Crime:

  • Inside the Premises—Theft of Money and Securities
  • Inside the Premises—Robbery or Safe Burglary of Other Property
  • Outside the Premises

Downloads

Program Application

Available in the Following States

  • Idaho
  • Iowa
  • Minnesota
  • Montana
  • North Dakota
  • South Dakota
  • Wyoming