Carrier: American Reliable Insurance Company
A.M. Best Rating: A XIII

Now Written in i-Reli!

*NEW* Manufactured Home 2.0 Program now available in Montana. Click Here for Details.

Preferred Mobile Homeowners
This program provides comprehensive coverage for mobile or manufactured homes that are 1990 or newer. Replacement cost loss settlement is available for Coverage A values up to $175,000. This program is credit scored.

Special Package Program
This program offers comprehensive coverage for mobile or manufactured home up to $175,000 for Coverage A and have been built in or after 1960. Many additional coverages including water backup, flood, freezing and hobby farming are available. 

Features:

  • Available to Multiple Occupancies - Policies may be written for Primary, Seasonal/Secondary or Rental Occupancies.
  • Coverages Specifically for Manufactured Homes: Tie down equipment and emergency removal coverage provided - which are coverages that are specific to manufactured homes.

Additional coverages in the policy may include:

  • Personal Liability: Provides protection for accidents that happen to someone else for which you are legally liable for on or off the insured premises. 
  • Premises Liability: Provides protection for accidents that happen to someone else for which you are legally liable for on the insured premises. 
  • Medical Payments to Others: Pays medical expenses from accidents resulting in bodily injury to someone else. 
  • Additional Living Expense: Helps with expenses when you can’t live in your home due to damage or destruction from a covered loss. 
  • Fire Department Service Charge: Pays for fire department charges if a fire department must be called due to a fire in or endangering your home. 
  • Pays for the loss or damage to your radio or television antennas caused by a covered peril. 
  • Food Spoilage: Pays for spoilage of food in your freezer or refrigerator caused by interruption of electrical service. 
  • Trees, Shrubs, Plants and Lawn: Pays for the loss or damage of your trees, shrubs, plants or lawn caused by a covered peril. 
  • Debris Removal: Pays for the cost or removing debris caused by a covered peril. 

Optional coverages available include:

  • Golf Cart - Liability & Property
  • Scheduled Personal Property
  • Earthquake
  • Flood
  • Water Back Up and Sump Discharge or Overflow
  • Identity Fraud

Downloads / Links

Available in the Following States

  • Colorado
  • Idaho
  • Iowa
  • Minnesota
  • Montana
  • Wyoming

Rating Options