A.M. Best Rating: A+ XV

If you have customers with manufactured homes, including tiny homes, you know two things: good coverage is not as easy to find as it once was, and this niche market for housing has special requirements. Your customers look to you to protect their home, regardless of how it’s built. For more than 50 years, American Modern has protected customers with a stated value loss settlement, full coverage, flexible usage and age standards, and discounts.

Options offer customers added protection

  • Water damage is included at 100% Coverage A (with $3,500 mold limit) – owner, rental or seasonal occupancy. The percentage can be reduced as one way to meet a customer’s budget number.
  • Partial losses to a dwelling are by default covered to the actual cash value, but coverage can be increased to full repair cost (insure home to market value) or to replacement cost (insure home to replacement cost).
  • The Enhanced Coverage endorsement increases the limits in supplemental coverage, such as personal property. 

Special AMsuite benefits make your work easier

  • C.L.U.E. reports and MSB valuation data are automatically imported making the quotes accurate and easier to complete.
  • Customer data already in the system auto populates fields in a new quote, eliminating duplicate work.
  • Customers can electronically sign required forms saving the hassle of chasing and filing paper documents.

Downloads / Links

Available in the Following States

  • Arizona
  • Idaho
  • Iowa
  • Minnesota
  • Montana
  • Nebraska
  • North Dakota
  • Oregon
  • South Dakota
  • Washington
  • Wisconsin
  • Wyoming

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